Montenegro Residence Permit Through Property Purchase in 2026

How to buy property in Montenegro and obtain a residence permit: current requirements and full support from GoMonte

Buying property in Montenegro allows you to combine an investment in your own real estate with a legal basis for temporary residence in the country. This option is suitable for those planning to relocate, spend most of the year in Montenegro, or purchase a home for the whole family.

Ownership of a qualifying property is an independent basis for applying for a residence permit: there is no need to open a company or find employment solely to obtain legal residence status.

What changed in 2026

Amendments to Montenegro’s Law on Foreigners came into force on 17 January 2026. Under the new rules, the cadastral or tax value of the property must be at least €150,000 to qualify for a residence permit.

The value is confirmed by a decision issued by the local authority responsible for real estate transfer tax. GoMonte specialists therefore check in advance whether a particular apartment meets the requirements for obtaining a residence permit.

The amendments are published in the official register of Službeni list Crne Gore.

What types of property can qualify

A residence permit may be obtained on the basis of ownership of:

• an apartment;
• a house;
• a villa;
• a hospitality property;
• a residential or commercial building;
• commercial premises.

For most buyers, an apartment is the most convenient option: it can be used as a permanent home, a holiday property, or a rental investment.

You can view suitable options in our selection of apartments in Montenegro priced from €150,000.

If the property is also being purchased for residence permit purposes, a GoMonte manager will check its documents and compliance with the current requirements before the transaction.

How property purchase and residence permit application work

The purchase and subsequent residence permit application can be organised as one consistent process.

1. Property selection

The first step is to determine the preferred city, budget, property size, number of bedrooms, and purpose of the purchase. GoMonte selects properties for living or investment while taking into account the possibility of applying for a residence permit.

Remote property selection and video viewings are available for clients who are currently outside Montenegro.

2. Property verification

Before the purchase, our specialists check the owner, cadastral records, existing encumbrances, and other property documents.

We also verify whether the selected property meets the residence permit requirements and whether its cadastral or tax value reaches the required threshold.

3. Completing the transaction

Once a property has been selected, the purchase terms and payment procedure are agreed upon. The agreement is signed before a notary, after which the buyer’s ownership rights are registered in the cadastre.

GoMonte coordinates communication with the seller, notary, certified translator, and other parties involved in the transaction.

4. Applying for a residence permit

Once the buyer has been registered as the property owner, the residence permit application process can begin.

GoMonte helps prepare the necessary documents, arrange certified translations, and complete the application procedure. A property-based temporary residence permit is issued for up to one year and may be renewed as long as the owner retains the property and continues to meet the applicable requirements.

Can family members obtain residence permits?

Yes. The property owner first applies for a residence permit on the basis of ownership. Their spouse and minor children can then obtain residence permits through family reunification.

Each family member receives a separate residence document, but the entire process can be organised within one comprehensive support package.

Buying property and obtaining a residence permit with GoMonte

GoMonte supports clients from the beginning of the property search through completion of the transaction and receipt of residence documents.

We help you:

• find property that matches your budget and goals;
• verify whether the property qualifies for a residence permit;
• arrange in-person or remote viewings;
• check the property and its documents;
• negotiate the purchase terms;
• coordinate the notarial procedure;
• monitor the registration of ownership rights;
• prepare the residence permit documents;
• accompany the applicant during submission;
• arrange residence permits for family members;
• monitor the process until the documents are ready.

The property purchase and residence permit application are organised according to one clear plan and managed by one team of specialists.

Special GoMonte offer until 30 September

Until 30 September 2026, GoMonte is offering special terms for residence permit support services in Budva.

You can choose one of two options:

• a 20% discount when paying for the full service package in advance;
• payment in two instalments: 50% at the beginning of the process and 50% upon receipt of the completed documents.

The exact package and cost of support are determined after the initial consultation.

Free consultation with GoMonte

If you are considering buying property in Montenegro and obtaining a residence permit, contact GoMonte.

We will find a suitable property, verify that it meets the new requirements, and support you throughout the entire process — from the first viewing to receiving your documents.

Phone: +382 67 322 888 WhatsApp / Viber / Telegram E-mail: gomonte3000@gmail.com

View apartments in Montenegro priced from €150,000

This article was updated in September 2026.