Montenegro Residence Permit for Russian Citizens in 2026: Cost, Timeframe, and New Rules

Unlike other European countries, Montenegro offers Russians affordable and accessible immigration options through real estate purchase, business start-up, or Digital Nomad Visa. In this article, our GoMonte team's immigration specialists will discuss the new Montenegrin residence permit requirements for Russians in 2026, including costs and timeframes. Understanding the country's laws and the new applicant requirements is important for a successful relocation and avoiding mistakes.

1. New rules in the "Law on Foreigners" in 2026:

• Tax increase for company directors: a mandatory annual tax of €5,000 has been introduced for all foreign companies. Without this, it is impossible to open a company or renew a residence permit.
• Tighter document requirements: a notarized lease agreement is now required for all residence permit renewals, as well as a tax certificate from the tax office for company directors confirming that a €5,000 tax was paid for the previous year.
• A minimum property value threshold of €150,000 has been introduced for those seeking a residence permit based on property ownership.

Important: Russian citizens do not require a visa to enter the country, but tourist registration is required for the entire stay, and a stay without legalization as a tourist is only possible for 30 days.

2. Grounds for obtaining a residence permit (Boravak) in Montenegro for Russians:

• Residence permit for opening a company (business immigration)
• Residence permit based on real estate ownership
• Employment in a Montenegrin company
• Family reunification
• Digital nomad visa

The Digital Nomad Visa is issued for two years and can be renewed; for other visas, annual renewals are required.

GoMonte annually helps over 100 clients obtain temporary resident status. We understand all the intricacies of the legislation and will advise you on the best option for you. Get a consultation from our specialist: +382 67 322 888 Viber/WhatsApp/Telegram

3. Cost of obtaining a residence permit in 2026

• Government fees and administrative charges - from €100
• Translator and notary fees - €50
• Health insurance - €30
• Authorized capital and company maintenance (for businessmen) - €1
• Turnkey support costs - from €700.

Total costs, including government fees, mandatory health insurance, translation services, and notary certification, are approximately €500–€700 per main applicant. If you're starting a business, budget an additional €300–€500 for legal entity registration, monthly accounting fees (starting at €100), and taxes.

Applying for a Montenegrin residence permit takes up to 30 days on average, but during the spring season (March-April) it can take up to 60 days due to the large influx of seasonal workers. The process is very simple: prepare documents in the Russian Federation (apostille and certificates), and submit them to the Ministry of Internal Affairs.

Important: Digital nomads are exempt from paying taxes.

4. Required Documents

The required documents for applying for a temporary residence permit in Montenegro depend on the reason for applying, but the standard documents include: a certificate of good conduct with a translation, 30-day insurance, a notarized rental agreement, payment of state fees, and a valid passport.

For a more detailed list and cost of turnkey support, see this section of our website: gomonte.me/services

5. Rights and Obligations of a Temporary Residence Permit Holder

Temporary resident status grants foreigners rights almost comparable to those of citizens, with the exception of participation in elections and civil service employment. Key obligations include timely payment of taxes and social security contributions, notifying the Ministry of Internal Affairs of a change of residence address, and strictly adhering to the deadlines for stay in the country to retain the right to renew the permit.

6. What does a Montenegrin residence permit offer?

Obtaining official resident status opens up a wide range of opportunities for foreigners, transforming their stay in the country from a mere tourist destination into a fulfilling life. The main benefits of a Montenegrin residence permit are the right to long-term residence without the need for a visa run, access to state health insurance, and the opportunity for children to attend free education in local schools. Furthermore, having a Boravka card simplifies opening accounts with European banks, obtaining Schengen visas through a simplified procedure, and lays a solid foundation for subsequent integration into the EU community.

7. What you need to do before moving

Before deciding to move to Montenegro, we recommend first assessing your budget: check rental prices, residence permit support, and taxes, prepare a financial cushion, and consult with an immigration lawyer. All this will help you avoid stress and adapt more quickly to the country.

Browse rental properties in our catalog: gomonte.me

Prices for food and services in 2026 can be found in the article: gomonte.me/blog/post/23

8. Advice from GoMonte's immigration experts on relocation

1. Preparing documents in the Russian Federation (start 2-3 months in advance)

Apostilles and certificates: Although Montenegro does not require apostilles for many documents from the Russian Federation (according to the legal assistance agreement), experts still recommend apostilling diplomas (required when opening a company) and marriage/birth certificates.

Certificate of no criminal record: its validity period for the Montenegrin Ministry of Internal Affairs is 6 months.

2. Origin of funds

Be prepared to document the origin of funds for purchasing real estate or supporting a family. Asset purchase and sale agreements in the Russian Federation, 2-NDFL certificates, or dividend statements must be translated into Montenegrin.

Accounts for Russian citizens: As of 2026, opening an account at banks such as CKB or Adriatic Bank will require in-person attendance and an extended application form. Don't transfer large sums of money until the bank confirms your account opening.

3. Tax Planning

Residency Status: Once you spend more than 183 days a year in Montenegro, you become a tax resident. Be sure to consult a tax lawyer to avoid double taxation (especially if you retain income in the Russian Federation).

4. Property Legal Clearance

Not Regarding Encumbrances: When purchasing a property, check for encumbrances. Many properties in Montenegro have construction permit violations. A residence permit for such a property may not be issued until it undergoes the legalization process.

5. If you plan to purchase a property to obtain a boravak and want to do so in installments, remember that you can only submit the legalization application after you have paid the full amount and the property has become your property. And remember, there is a minimum value threshold: €150,000.

6. Social Adaptation

Despite the similarity of the languages, to ensure a comfortable life and business, start learning Montenegrin six months before moving—this will open doors to local communities and simplify communication with officials.

If your goal is permanent residency, choose the option of working for your own company or purchasing real estate. Our website offers a wide selection of real estate with installment plans.

Real Estate Catalog: gomonte.me

The GoMonte team will help you prepare all the necessary documents, open a company, open bank accounts, and also conduct a legal due diligence on the property. Get a consultation from our specialists: +382 67 322 888 Viber/WhatsApp/Telegram