Luxury apartments in Budva by the sea, first line. Best deals for November 2025

The luxury beachfront apartment market in Budva is a distinct and highly sought-after segment, where the concept of "luxury real estate" extends far beyond high price. In Budva, this category includes properties offering an exceptional combination of factors: panoramic sea views, an exclusive location, restricted access, high-quality services (concierge, spa, security), and designer finishing touches. These apartments represent more than just a home; they are prestigious properties in the heart of the Adriatic, guaranteeing the owner maximum comfort and a high level of privacy.

At our GoMonte real estate agency, you can find luxury apartments for sale in Budva, right on the seafront, at this link: gomonte.me

When you buy property from our agency, you pay no additional commission!

The uniqueness of these seafront properties lies in their absolute liquidity and limited availability. Buying a luxury apartment in Budva, right on the seafront, is an investment in the region's most scarce asset, the value of which will only increase over time, given the depletion of available land along the coast. This is why November 2025, the end of the peak tourist season, is a strategically important time. During this period, sellers and developers are most motivated to close deals, allowing investors to enter the market at the best terms and gain access to properties that would be unavailable during the high season.

In this article, you'll learn how to choose luxury real estate in Budva, the property taxes in Montenegro, how to find a lawyer to verify the transaction's integrity, and how to obtain a residence permit for a real estate purchase.

1. Criteria for Premium Real Estate in Budva

In the Budva market, a property's premium class is determined by a strict set of characteristics that go beyond standard comfort. This isn't just expensive real estate, but a synergy of exclusivity, technology, and service that ensures the highest standard of living and investment appeal.

1.1 Location and Unrivaled View

A luxury apartment must have a direct, unobstructed sea view. It should also be located in the most prestigious and convenient areas: either in close proximity to a marina, guaranteeing yacht services, or within walking distance of the Old Town—the cultural and business center of Budva. A premium view is the main factor determining high rental rates.

1.2. Complex Infrastructure and 24/7 Service

The residence's elite status is confirmed by its self-sufficient infrastructure. This includes a private swimming pool (often heated or infinity), a modern spa, and a professional 24/7 concierge service ready to handle any household and organizational needs. Critically important elements include multi-level security and spacious underground parking, which fully meet safety and comfort requirements.

1.3. Quality of Finishes and Technology

The interior finishes leave no room for compromise. Natural stone (marble, granite), fine wood parquet flooring, and luxury plumbing fixtures from leading European brands are used. Modern smart home systems are integrated for climate control and security. Built-in luxury appliances complete the package, allowing you to move into a property that is fully occupied or ready for delivery.

2. Top Premium Luxury Residential Complexes on the Beach in Budva

Selecting a liquid property on the beach in Budva requires focusing on complexes that have proven investment reliability and offer a unique range of services. As of November 2025, the following properties remain the most attractive:

2.1. Tre Canne

Tre Canne is an iconic, multifunctional waterfront complex that has become the hallmark of Budva, located directly opposite Slovenska Beach.

Key Features and Benefits:

• Absolutely central location, close to amenities, as well as a private spa center, gym, outdoor rooftop pool, and a restaurant with panoramic views. The complex also features 24-hour covered parking, boutiques featuring fashion brands such as Pinko, Tommy Hilfiger, Fred Perry, LIO JO, and supermarkets offering a wide selection of European goods, cosmetics, and high-quality food products.
• Modern apartment design, convenient layouts, high-quality construction and finishing materials.
• Competitive prices for penthouses and top-floor apartments with panoramic views, offering breathtaking 360-degree views. Prices in this segment start at $4,000/m².
• ROI and the opportunity to earn passive rental income: Thanks to its central location and extensive service offerings, the complex demonstrates stable, high short-term rental potential. Investors can expect high average annual returns in euros.

Location:

• 2 km from Old Town
• Tivat Airport - 20 km, Podgorica - 60 km
• 5 minutes to the sea and beach

Top luxury apartment offers from our agency in November 2025:

Property 1. One-bedroom apartment with sea views in Tre Canne

• Area: 64 m²
• Floor: 5
• Elevator, furnished, terrace, ready for occupancy

See more photos and information about the property: https://gomonte.me/properties/s2188/

Book a viewing: +382 69 777 680 Viber/WhatsApp/Telegram

Property 2. Two-bedroom apartment with sea views in Tre Canne

• Area: 87 m²
• Floor: 7
• Elevator, furnished, terrace, ready for occupancy Move-in

See more photos and information about the property: https://gomonte.me/properties/s3326/

Book a viewing: +382 69 777 680 Viber/WhatsApp/Telegram

Property 3. Spacious 2-bedroom apartment with sea views and panoramic views

• Area: 104 m²
• Floor: 12th
• Elevator, furnished, terrace, ready for occupancy

See more photos and information about the property: https://gomonte.me/properties/s4614/

Book a viewing: +382 69 777 680 Viber/WhatsApp/Telegram

Property 4. Family apartment with 3 bedrooms and sea views

• Area: 89 m²
• Floor: 2nd
• Elevator, furnished, terrace, ready for occupancy Move-in

View more photos and information about the property: https://gomonte.me/properties/s2083/

Book a viewing: +382 69 777 680 Viber/WhatsApp/Telegram

These offers are ideal for those tired of the hustle and bustle of the big city and dreaming of a quiet life by the sea, as well as for those looking for an investment opportunity to generate passive income from rentals.

2.2. Dukley Gardens

Buying an apartment in Dukley Gardens means acquiring an exclusive property with a view on the Budva Riviera's waterfront, complete with a full range of five-star hotel services. This gated community, located on the Zavala Peninsula, guarantees peace and privacy.

Advantages:

• Privacy, private beach, and service. The focus here is on luxury and privacy. Residents have access to three exclusive private beaches, a restaurant with stunning sea views and a menu of European cuisine, an in-house catering service, golf carts for transportation around the complex, and VIP services. The complex also features beauty salons, a dentist, a children's school, boutiques, a massage parlor, and a gym.
• A wide selection of apartments with views and huge landscaped terraces that feel like private gardens, as well as villas with private access to the sea.

Our agency's top offers in the Dukley Residence:

Luxury 2-bedroom villa with sea views: https://gomonte.me/properties/s3182/

• Area: 159 m²
• Household appliances, furniture, terrace

Luxury 3-bedroom apartment: https://gomonte.me/en/properties/s551/

• Area: 167 m²

Book a viewing: +382 69 777 680 Viber/WhatsApp/Telegram

2.3. New De Luxe Projects

Currently, we are seeing active construction of complexes integrating smart home systems and modern green technologies. These projects often offer more flexible layouts and innovative designs than existing properties.

Advantages of purchasing off-plan in the premium segment: Investing at an early stage allows you to lock in the price before active construction begins, guaranteeing significant capital gains (15% or more) by the time the project is completed, as well as the ability to customize the finishes to your taste.

View the full catalog of luxury apartments with sea views in Budva: gomonte.me

3. Benefits of buying luxury real estate in Montenegro

Investing in the premium Adriatic segment not only provides a high quality of life but also an effective tool for capital management.

Capital Security

Since Montenegro uses the euro, your capital is reliably protected from local currency risks. Unlike volatile assets, premium seafront properties maintain and increase their value thanks to land scarcity and constant international demand, guaranteeing high capitalization.

Tax Advantages

Montenegro's tax system is one of the most attractive in Europe. Tax advantages for high-yield rentals (especially short-term) include relatively low income taxes and the possibility of using simplified tax systems. With proper transaction structuring and income declaration, investors can achieve high net profits compared to Western European markets.

Asset Management

Owners of luxury properties can generate passive income from rentals. For maximum profitability, it is important to find a professional management company. It will not only ensure a smooth rental flow but also maintain the complex's exclusive status and infrastructure. This will allow the owner to set high rental rates and minimize downtime without being involved in operational management.

4. How to find a lawyer and secure a purchase and sale transaction in Montenegro

Purchasing luxury real estate, especially on the beachfront in Budva, involves a high level of investment and requires maximum legal protection. The role of a qualified lawyer in Montenegro is critical in this process, as a notary only certifies the transaction but does not guarantee its integrity.

• Look for a lawyer with proven experience in the premium segment and transactions with foreign capital. They should be thoroughly familiar with the nuances of coastal zones (Morsko Dobro) and the status of the land.
• Check the license and membership in the Bar Association of Montenegro, as well as reviews from other foreign investors.

A professional lawyer should conduct a comprehensive inspection of the property:

• Ensure there are no liens, easements, and, most importantly, no signs of illegal construction. Conduct a financial audit of the developer (for new buildings), analyze building permits (Građevinska Dozvola) and occupancy deadlines (Upotrebna Dozvola).
• Adapt the contract, protecting the buyer from risks associated with currency transfers, penalties for construction delays, and possible hidden costs.
• The most important part of a lawyer's job is monitoring cash flow.

By contacting GoMonte, an agency selling luxury real estate in Montenegro, you receive full legal support for the transaction and don't need to waste time searching for a lawyer. You also receive a turnkey Montenegrin residence permit. For more information, contact our specialists: +382 69 777 680 Viber/WhatsApp/Telegram

5. Residence permit by purchasing real estate in Budva

Obtaining a residence permit in Budva through the purchase of real estate (boravak) is one of the most direct, fastest, and most popular methods of legalization in Europe.

Key benefits and conditions of the program:

• Duration and renewal: The residence permit is issued for one year with the possibility of annual indefinite renewal as long as the property is owned. This ensures stable long-term residence in the country. Residence permits are available not only to the owner but also to their immediate family members (spouse and minor children) under the "family reunification" category, making it ideal for family relocation.
• Required documents: A minimum set of documents is required for the application: Certificate of ownership (List Nepokretnosti), a valid passport, a police clearance certificate, and proof of sufficient funds for subsistence (usually a minimum of approximately €3,650 in a Montenegrin bank account).

Cost of a Montenegrin residence permit: from €200. Find out more in our legalization section: gomonte.me/services

If you're looking for unique luxury real estate in Budva or the surrounding area, check out our listings: gomonte.me

Ask our specialists any questions: +382 69 777 680 Viber/WhatsApp/Telegram