Spanish Residence Permit for Russian Citizens in Montenegro: Application Procedure and Legalities in 2025

Life in Spain means the golden beaches of the Costa del Sol, the centuries-old streets of Barcelona, ​​unique traditions in each region, and, of course, hedonism, the desire to enjoy life, as the Spanish are known for their zest for life and their ability to appreciate the simple things in life.

It's the number one country in terms of vineyards, where you can not only taste a new Spanish wine daily but also become a successful winemaker. Its economy is also the fourth largest in the European Union, boasting high levels of industrial production in food, automobiles, and mining. Of course, textile manufacturing is especially noteworthy, with the global brand Zara, headquartered in A Coruña, occupying a special place. Zara stores in Spain are located throughout the country, impressing with their modern, pleasant interiors, collections, and high level of service. You can also order Zara clothing delivery in Spain from the comfort of your home.

But to settle in a new place long-term, wear fashionable brands, and drink the best Spanish sparkling wine under the sunset of Ibiza or the Costa del Sol, you need to obtain a residence permit in this country.

GoMonte provides assistance in obtaining a Spanish residence permit for Russians in Montenegro without stress or unnecessary costs.

Get a free consultation: +382 67 322 888 (Viber, WhatsApp, Telegram), Email: gomonte3000@gmail.com

Below in the article, our lawyers will explain the nuances of the document submission process and how to choose a region for your new life.

1. Advantages of Living in Spain

1. Latest digital technologies and tools, including filing tax returns from home
2. Receive support for small businesses for foreigners
3. Mortgages and affordable housing loans for those with a residence permit
4. Low cost of groceries
5. Transparent and simple legalization procedure

Spain ranks fifth in the European Union in the digitalization of public services, with its 83.5% rate significantly higher than the EU average of 67.3% [Countries' performance in digitization].

For example, individuals can file their taxes online through the Spanish tax authority's website, Agencia Tributaria, at this link: https://sede.agenciatributaria.gob.es/

There is also an increase in the use of electronic services provided by the government.

The country is among the leaders in the provision of electronic services and aims to ensure 100% coverage of both citizens and businesses with government-provided electronic services by 2030 [2023 Report on the State of the Digital Decade].

The country is becoming an attractive destination for entrepreneurs thanks to its dynamic ecosystem, which actively supports startups and small businesses. A wide range of programs aimed at promoting entrepreneurship are implemented. These include grants, competitive loans, tax incentives, and acceleration programs that help new companies quickly grow and enter international markets.

Special attention is given to foreign entrepreneurs with a Spanish residence permit. They are offered special initiatives aimed at integrating into the local business sector. Foreign business owners can count on legal and financial advice, as well as assistance in establishing and developing their companies. This includes access to resources such as business incubators and networks that help find investors and partners, such as popular Spanish incubators Barcelona Activa and Madrid Emprende.

Read more about business support at:

https://www.barcelonactiva.cat/

https://www.madridemprende.es/faqs/

Furthermore, the Spanish government is actively working to simplify administrative procedures for foreigners, making the process of starting a business more accessible. Supporting foreign entrepreneurs in Spain not only contributes to the country's economic growth but also creates diversity in the business environment, which in turn fosters innovation and the development of new ideas.

Another advantage of Spanish residency is obtaining a mortgage when purchasing a home. Mortgages for foreigners are available with a residence permit, but they have strict application requirements. Borrowers must provide proof of a year's legal income and two years of work experience, as well as the necessary funds for a down payment.

Saving for a down payment on a home in Spain is quite possible, as food and service prices here are considered low compared to other EU countries. For example, the average monthly cost of groceries for a family of three in 2025 ranges from €400 to €700.

The legalization process in Spain consists of several clear steps, easily understood even by those facing it for the first time. The initial step is choosing the type of visa or residence permit that best suits your needs: work, study, family reunification, or investment. Spanish legislation offers a variety of options, allowing everyone to choose the path that best suits them.

We'll cover this in more detail later in this article.

2. Why Russians apply for Spanish residence permits through Montenegro

1. Simplified procedure. In Montenegro, the process of applying for a residence permit is often less complicated. Local consulates can be more responsive and willing to provide the necessary information.
2. Fast application processing. Application processing times in Montenegro can be shorter than in Russia, allowing for a faster response to your submitted documents.

However, it's important to note the legal nuances: submitting documents in another country may raise questions about the legitimacy of your status or intentions, which may lead to additional checks.

Our firm's lawyers will answer all your questions; schedule a consultation now: +382 67 322 888 (Viber, WhatsApp, Telegram), Email: gomonte3000@gmail.com

3. Submitting documents for a Spanish residence permit in Montenegro for Russians. Consular Jurisdiction and Legality

Spain's consular jurisdiction covers many countries, including Montenegro. This means that Spanish consulates in Montenegro have the authority to process residence permit applications from citizens of other countries, including Russia.

List of documents required for a Spanish residence permit in 2025:

1. Residence permit application
2. Passport valid for at least six months from the date of application
3. Proof of sufficient funds to support oneself in Spain, at least €3,000 per person
4. Health insurance
5. Criminal record certificate
6. Documents confirming the purpose of stay

4. Spanish D-type Visa: Pitfalls and Myths

The Spanish D-type visa is a mandatory step toward obtaining a residence permit in Spain. This visa, known as a national visa, allows you to enter the country for the purpose of obtaining a residence permit.

Major pitfalls during the application process:

1. Incorrect calculation of financial resources (IPREM).

The problem: Consulates require proof of sufficient funds to live in Spain for a year, based on the IPREM indicator. Each consulate may interpret the rules differently, and the slightest error in calculating the amount for the main applicant and family members will result in a refusal.

Solution: You must not only show the funds but also prove their legal origin.

2. Incorrect health insurance.

The problem: Travel insurance will not work! You need comprehensive annual medical insurance from a Spanish or accredited international company that has no deductible (coche) and fully covers all risks in Spain.

Solution: Carefully check that your policy does not contain any hidden restrictions and complies with all immigration law requirements.

3. Document validity discrepancies:

Problem: A certificate of no criminal record has a limited validity period (usually 90 days). Due to bureaucratic red tape or consular delays, the certificate may become invalid by the time a decision is made.

Solution: It is essential to perfectly plan the receipt and apostille of all documents.

Myths about the D Visa:

1. You can submit your documents to any European consulate. No. In most cases, you can only submit them in your country of citizenship or in a country where you have a legal residence permit (for example, Montenegro).
2. An apostille is not required for a certificate of no criminal record if it has a translation. Yes, it is! All foreign official documents must be legalized (apostilled) and translated by a sworn translator (traductor jurado).
3. The more funds in the account, the better. Not always. It's not just the quantity that matters, but also the legal origin of the funds. For very large amounts, the Consulate may request additional proof of their source.

Consulting a lawyer allows you to avoid any pitfalls in advance and avoid wasting time and money correcting errors.

GoMonte lawyers will assist you in obtaining a Spanish D visa in Montenegro and answer all your questions via WhatsApp, Viber, and Telegram: +382 67 322 888, Email: gomonte3000@gmail.com

5. Reasons for Spanish D-type visa denials for Russians in 2025

In 2025, Russian citizens planning a long-term stay in Spain may face various difficulties. Understanding the main reasons for refusal will help you avoid common mistakes and increase your chances of successfully obtaining an entry permit.

The following factors may lead to a D-type visa denial:

1. Incomplete documents
2. Insufficient financial support
3. Criminal convictions
4. Incorrect purpose of travel
5. Application errors
6. Negative history of previous trips to EU countries

Below, we will examine each of these factors in more detail and how to avoid mistakes.

1. One of the most common reasons for refusal is an incomplete or incorrectly completed application. You must provide a number of documents, including:

• A valid passport.
• A completed visa application form.
• Documents confirming the purpose of the trip (e.g., an invitation from an educational institution or contracts with an employer).
• Financial documents confirming the availability of funds for living in Spain.

It is important to carefully check all documents to ensure they meet the consulate's requirements and submit them in the prescribed manner.

2. The authorities require that the applicant be able to prove sufficient financial means to live in the country. This may include a bank statement or a certificate of income from work. Failure to meet the minimum established requirements may result in refusal.

3. Individuals with a criminal record or those under investigation may face a refusal, as applicants undergo a thorough background check, and criminal convictions may negatively impact the decision.

4. It is important to clearly state the purpose of the trip and match the requested visa category. For example, if you apply for a D visa for study but actually plan to work without permission, this will result in refusal.

5. The slightest errors or inaccuracies in the application form may result in refusal. It is important to fill out all fields carefully and avoid ambiguous wording.

6. If you have previously been refused a visa or violated visa regulations (for example, overstaying), this may affect the consulate's decision. Authorities take your migration history into account when reviewing new applications.

6. What are the grounds for obtaining a Spanish residence permit for Russians?

1. Residence Permit without Work Permit - Non-Lucrative Visa, NLV

• Key requirement: Proof of sufficient passive income or a significant amount in bank accounts corresponding to the IPREM indicator for the entire year.
• Advantages: A relatively simple procedure that does not require large investments in real estate.

2. Residence Permit by Investment - Golden Visa

This route is designed for wealthy investors and is the fastest way for Russians to obtain a Spanish residence permit.

• Reason: Investment in the country's economy in the amount of at least €500,000 (usually real estate), purchase of government bonds, or investment in a business.
• Advantages: Expedited processing, no minimum stay requirement, and the ability to obtain a residence permit for the entire family at once.

3. Residence Permit for Students - Estancia por estudios

An excellent option for young people and those looking to change careers or learn a language.

• Reason: Enrollment in an accredited educational institution (university, language courses) for a program lasting more than 6 months.
• Benefits: The most affordable basis in terms of financial requirements. A student residence permit can later be converted into a work permit.

4. Residence Permit for Entrepreneurs and Highly Qualified Specialists

• For those planning to launch an innovative, economically significant business project.
• For employees invited by a Spanish company for a highly paid position.

7. Spanish D-type visa in Montenegro: A step-by-step guide to applying in 2025

The main requirement for applying for a Spanish residence permit is your legal residence in Montenegro, meaning you must have a valid residence permit. Your resident status entitles you to apply for a D visa in a third country.

If the legal residency requirement is met, the process takes approximately three months and is divided into six stages:

1. Selecting the application and preparing the financial basis
2. Collecting and legalizing the documents
3. Making an appointment at the Consulate
4. Submitting documents
5. Waiting for a decision
6. Obtaining a D visa

If approved, you receive a D visa (stamped in your passport), which is valid for entry into the country. Within a specified period (usually 90 days) of entry, you must apply for a temporary residence permit (TIE) card.

8. How to choose a region to move to Spain

Spain has 17 autonomous communities, each with its own unique climate, culture, and economic structure. The choice depends on your personal goals: work, education, investment, or simply a comfortable retirement. Our guide will help you choose a region to move to Spain based on your priorities.

1. Mediterranean coast: Valencia, Murcia, and Andalusia (Málaga, Alicante).

• Advantages: Spain's guaranteed sunny climate, developed tourist infrastructure, proximity to the sea, and a relatively affordable cost of living (especially compared to large cities). Ideal for retirees and those seeking a relaxing Mediterranean lifestyle.
• Suitable for: Those seeking work in the tourism industry or living on passive income.

2. Economic and cultural capitals: Madrid (Castile) and Catalonia (Barcelona).

• Advantages: These are the best regions to live in Spain for career advancement. This region is home to major headquarters, the best labor market, and higher education. It's also a vibrant place with well-developed transportation.
• Disadvantages: The highest cost of living and rent, as well as a large influx of tourists.
• Suitable for: Professionals, entrepreneurs, and families with student children.

3. Northern Spain: Basque Country, Galicia, Asturias, and Cantabria.

• ​​Advantages: This region enjoys a mild Atlantic climate (plenty of greenery and rainfall). These regions are known for their unique culture and unrivaled cuisine. The population density is lower here, and regional salaries are higher.
• Suitable for: Those tired of the heat, seeking an environmentally friendly region, and appreciating local flavor (for example, Basque or Galician).

Before making a final decision, we recommend consulting with a lawyer to ensure your residence permit is successfully obtained in the region of your choice.

9. How to obtain Spanish citizenship

Spanish law stipulates the following conditions for obtaining Spanish citizenship for citizens of Russia and the CIS: after 10 years of legal residence in the country: 5 years with a temporary residence permit and 5 years with a permanent residence permit.

10. Why do you need legal assistance?

The complexity of applying for a Spanish residence permit in Montenegro lies in the need to comply with the requirements of two jurisdictions simultaneously. Our team provides impeccable preparation and legal support, ensuring that your application fully complies with all consular requirements, even the most minor ones, greatly increasing your chances of successfully obtaining a residence permit.

Obtaining a Spanish residence permit through Montenegro is an attractive option for many Russians seeking to avoid bureaucratic complications and delays. However, it is important to carefully weigh the benefits and risks of this approach. Consulting with experienced lawyers and immigration specialists will help minimize potential difficulties and make the process of obtaining a residence permit as smooth and successful as possible.

Schedule a consultation in Budva: +382 67 322 888 (Viber, WhatsApp, Telegram), Email: gomonte3000@gmail.com

Read other similar articles on our website:

GoMonte Legal Services gomonte.me/blog/post/52/

Affordable Real Estate Abroad gomonte.me/blog/post/48/