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Real estate for sale in Herceg Novi: apartments and houses from 100,000 euros

Real estate in Herceg Novi is becoming increasingly popular among buyers seeking comfortable seaside homes at a reasonable price. This cozy town on the Adriatic coast combines a mild climate, developed infrastructure, and the atmosphere of a traditional European resort. In 2026, the market offers a wide selection of properties—from modern apartments to spacious houses—starting from €150,000, making investments affordable for both personal residence and stable rental income.

Our Montenegro real estate agency, GoMonte, offers a wide selection of coastal properties, including Herceg Novi. We offer a wide selection of new-build properties with installment plans, affordable properties starting from €100,000, and exclusive luxury real estate offers, and we offer commission-free pricing!

View the full listings at gomonte.me

Contact us: +382 67 322 888 Viber/WhatsApp/Telegram, gomonte3000@gmail.com

1. Why buy real estate in Herceg Novi

Buying real estate in Herceg Novi is attractive not only for its prices but also for its high quality of life. The town is renowned for its waterfront, green areas, and proximity to popular resorts, as well as its convenient location near the border with Croatia. It offers comfortable year-round living, and the flow of tourists ensures stable rental demand.

2. Best Neighborhoods for Buying a Home

  • Savina is considered the city's most prestigious and green neighborhood. It is home to the famous oak grove and Savina Monastery.
  • Igalo is the western part of the city, known for its therapeutic mud and the Simo Milosevic Institute. It is the city's flattest neighborhood, a rarity for Montenegro.
  • Topla is a neighborhood located between the Old Town and Igalo. It is divided into Topla 1 (closer to the sea) and Topla 2 (slightly higher up the slope).
  • Kumbor and Djenovici are suburbs that have been transformed since the opening of the luxury Portonovi complex.
  • The Old Town (Stari Grad) is the heart of Herceg Novi, with stone houses, narrow streets, and the ancient fortresses of Kanli Kula and Forte Mare.

3. Overview of properties from €100,000 with our GoMonte real estate agency

1. Studio apartment in a new residential complex in Kumbor, Herceg Novi

ID S4698

Star Serenity Kumbor is an exclusive residence at the entrance to the Bay of Kotor, combining the charm of ancient Herceg Novi with modern comfort. Each apartment in the complex is filled with natural light and offers panoramic views of the Adriatic, while ground-floor apartments boast private, cozy gardens. Residents enjoy a swimming pool with a lounge area, a gym, a modern children's playground, and a barbecue area, while all key city amenities are within walking distance. This is the ideal location for those who appreciate the aesthetics of open spaces, fresh seafood at local restaurants, and the tranquil luxury of coastal living.

  • Area: 31 m²
  • Floor: 1
  • Mountain and sea views, terrace
  • New building

SALE PRICE: € 109,000

Book a viewing or request a consultation (ID S4698): +382 67 322 888 Viber/WhatsApp/Telegram, gomonte3000@gmail.com

2. 2-bedroom apartment for sale, Kumbor, Hercig Novi

ID S7208

  • Area: 42 m²
  • Number of bathrooms: 2
  • Mountain and sea views, appliances, terrace furniture

SALE PRICE: € 110,000

Payment in Russia possible

Book a viewing or request a consultation (ID S7208): +382 67 322 888 Viber/WhatsApp /Telegram, gomonte3000@gmail.com

4. Houses and Villas: Advantages and Investment Potential

Houses and villas in Herceg Novi are a choice for those who value space, privacy, and a high level of comfort. These properties are ideal for family living or premium rentals, especially in areas with panoramic sea views. Despite their higher price, they offer significant investment potential and stable price growth.

Unique offer: exclusive villa with sea views for sale in Kumbor, Herceg Novi

ID S1972

This modern 338 m² villa on a spacious 1,079 m² plot offers a flawless combination of luxury and functionality, with panoramic views of the Bay of Kotor from every room. The well-designed ground floor includes a bright living room with a designer interior, a dining room, a study, and a full-size barbecue area, while the second level is dedicated to private relaxation with three master bedrooms, a dressing room, and panoramic terraces. The grounds are a true oasis with a swimming pool equipped with a modern cleaning system, parking for three cars, and a young orchard, creating an atmosphere of privacy and harmony on the coast. Suitable for investment/registration of a Montenegrin residence permit.

  • Number of bedrooms: 5+
  • Number of bathrooms: 3
  • Mountain and sea views
  • Appliances, furniture
  • Garage, Terrace

SALE PRICE: € 1,500,000

Book a viewing or request a consultation (ID S1972): +382 67 322 888 Viber/WhatsApp/Telegram, gomonte3000@gmail.com

5. Property Purchase Procedure in Montenegro:

  • Property Selection and Reservation
  • Document Review
  • Signing the Main Contract with a Notary
  • Payment for the Transaction
  • Registration in the Cadastre and Obtaining a Property Listing

6. Advice for Buyers: What to Consider

To ensure your investment is safe and comfortable, pay attention to the following key aspects when purchasing property in Montenegro:

1. Legality Check (Urban Indicators)

The most important point is the presence of a building permit (Građevinska dozvola) and the absence of an illegality mark on the Property Listing (Teret: Nema dozvolu). If the property is not legally registered, ensure that an application for legalization has been submitted and consult a lawyer about the possible risks and costs.

2. Waterproofing and the "Sunny Side"

Inspect the corners of rooms for mold. Choose properties with a southern orientation—the abundance of sun naturally protects the home from dampness and reduces heating costs.

3. Infrastructure and Seasonality

Check the distance to the nearest school, supermarket, and clinic that are open year-round. If you plan to live there permanently, avoid areas consisting exclusively of tourist apartments.

4. Terrain and Access Roads

Be sure to check the availability of a parking space or garage assigned to the property in the cadastral register. In coastal cities, parking is a scarce resource during the season.

5. Analysis of Future Development

Review the urban development plan (DUP - Detaljni Urbanistički Plan). It will show what exactly is permitted to build on neighboring plots.

6. In addition to the property price, budget for:

  • Real estate tax (3%–15% on a progressive scale if the purchase is a resale).
  • Court interpreter and notary services (average €300–€800).
  • Annual property tax and tourist tax.

7. Why choose GoMonte, our real estate agency?

We help make the buying process safe and profitable:

  • 0% buyer's commission: We work directly with owners and developers.
  • Exclusive installment plan: Flexible payment schedules not publicly available.
  • Legal clarity: Thorough document verification for the absence of encumbrances (list nepokretnosti).
  • Residence permit appraisal: We conduct an official property valuation, necessary for obtaining a residence permit.
  • Discounts: We know where and how to negotiate the best price.

Herceg Novi is more than just square footage; it's an investment in your health and European future.

Contact us today to receive a selection of the best properties available for installment!

+382 67 322 888 Viber/WhatsApp/Telegram, gomonte3000@gmail.com

View our full catalog of real estate for sale in Herceg Novi and the Montenegrin coastline on our website: gomonte.me

Also read:

Luxury seafront apartments in Budva: gomonte.me/blog/post/64

Sea view penthouses for sale in Montenegro. Best offers in March 2026: gomonte.me/blog/post/103

Seaside villas for sale in Montenegro: Exclusive offers: gomonte.me/blog/post/67

Blog about life in Montenegro

Do you dream of a carefree life on the shores of the Adriatic Sea, where the sun shines 300 days a year, and mountains coexist with azure beaches? Then welcome to Montenegro! In this blog, we share the experience of living in this amazing country of people who have already moved to Montenegro, talk about adaptation to a new country, the intricacies of buying real estate in Montenegro, obtaining a residence permit, and also introduce you to Montenegrin culture and traditions.

Moving to a new country is not just a change of place of residence, it is a step towards a new life filled with bright colors and unforgettable impressions. The paperwork process is not complicated, but requires careful preparation. In our blog you will find detailed information about:

  • Necessary documents: what certificates and statements you will need, where to get them.
  • How to get a residence permit in Montenegro in 2026: which residence permit is right for you, how to get it.
  • Looking for housing: how to find the house or apartment of your dreams.
  • Montenegro News.

In our catalog you can find accommodation for every taste and budget: from cozy apartments to luxury villas, and in the articles we will tell you about:

  • Stages of buying real estate in Montenegro: how to avoid becoming a victim of scammers and make a profitable deal.
  • Real estate prices: what determines the cost of housing in different regions.
  • Taxes: what taxes you need to pay when buying and owning real estate.

Each country has its own characteristics that you should know about before moving. Explore our blog about life in Montenegro:

  • Where to find inexpensive housing in Montenegro.
  • Cost of living: how much food, transportation, clothing and other goods cost.
  • Medicine: how the healthcare system works in Montenegro.
  • Education: what schools and universities are there in the country.
  • Work: where and how to find work in Montenegro.

Also in the blog you will find detailed information about residence permits in Montenegro:

  • What documents will you need?
  • How much does it cost to obtain a residence permit?
  • What are the benefits of Borawak in Montenegro?

We hope that our blog about life in Montenegro will be a useful and informative resource for you. If you want to share your experience or advertise on our website, contact us: +382 67 322 888 Viber/WatsAap/Telegram

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